MEDICARE
ADVANTAGE CENTER

Medicare Advantage Plans in

Torrance

Summary:

Medicare beneficiaries that are enrolled in Original Medicare, Part A and Part B, have the option of enrolling in a Medicare Advantage plan that offers the same coverage as Original Medicare with the potential for additional benefits. Additional benefits may include vision, dental, or prescription drug coverage. These plans are offered through private insurance companies, so costs and coverage may vary.

Why choose a Medicare Advantage plan?

Prescription drug coverage

Prescription drug coverage is included in most Florida Advantage plans, a benefit not offered by Original Medicare.

Affordable or $0 premiums

Many Florida Medicare Advantage plans offer affordable or even $0 monthly premiums and deductibles.

Dental, vision and hearing care

Most Florida MA plans include coverage for dental, vision and hearing care, benefits not offered by Original Medicare. (Benefits vary by state and/or region.)

View Top-rated Medicare policies in Torrance, California.

Finding the right Medicare Advantage policy can be overwhelming, but with our help, the process will be seamless and simple. Our experts are here to assist you in navigating the complex world of Medicare policies and selecting the best policy to match your personal circumstance. With years of experience in the industry and partnerships with top-rated Medicare companies, you can trust us to handle your Medicare needs with care.

The cost of Medicare Advantage policies in Torrance varies based on various factors related to your healthcare needs. These factors include your age, health status, and the level of coverage you require. We understand that every individual has unique healthcare needs, which is why we offer a variety of policy options to choose from.

When you opt for Medicare Advantage Center over other providers, you can expect an exceptional experience. Our user-friendly policy comparison tool allows you to easily view and compare policies in your city at budget-friendly prices, 24/7/365.

Medicare Advantage Center is the leading provider of Medicare policies in California for a reason. If you’re looking for a Medicare policy in Torrance, you have multiple options to choose from. However, it’s important to select a seasoned Medicare team that prioritizes your health over financial gain.

seeking cost-effective Medicare services in California that prioritize your health and quality?

Regardless of your Medicare needs, Medicare Advantage Center strives to excel in delivering exceptional care, affordability, and customer support, setting us apart from others in the industry.

If you require dependable Medicare services whether it be in the near future or at a later date, visit our quote page to get a personalized quote matched to your Medicare and supplement needs.

Additional Medicare Info in California

Looking for comprehensive Medicare coverage options in Torrance, California? Look no further than Medicare Advantage Center! Our expert team is committed to helping you navigate the complex world of Medicare and finding the coverage that best suits your individual needs. Medicare Coverage in Torrance, California There are currently over 163,000 Medicare beneficiaries residing in Torrance, California, and we understand the unique healthcare needs of seniors in this community. We offer a wide range of Medicare coverage options, including Medicare Part A and Part B, as well as Medicare Advantage and Medigap plans. Medicare Eligibility in California To qualify for Medicare in California, you must be 65 years of age or older, a U.S. citizen or permanent legal resident who has lived in the country for at least five years, and have paid Medicare taxes for at least 10 years. Some individuals may also qualify for Medicare due to a disability or end-stage renal disease. Medicare Part A Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care. Most beneficiaries do not have to pay a premium for Part A if they or their spouse paid Medicare taxes while working. Medicare Part B Medicare Part B covers doctor services, outpatient care, and some preventive services. Beneficiaries typically pay a monthly premium for Part B, which is based on their income. Medicare Advantage Medicare Advantage plans are offered by private insurance companies and provide all the benefits of Medicare Parts A and B, as well as additional benefits such as prescription drug coverage, vision, dental, and hearing coverage. These plans often have lower out-of-pocket costs than traditional Medicare. Medigap Medigap plans, also known as Medicare Supplement plans, are offered by private insurance companies and help cover some of the costs that Original Medicare does not cover, such as deductibles, copayments, and coinsurance. Prescription Drugs Prescription drug coverage is an important component of Medicare coverage. Our Medicare Advantage plans offer a range of prescription drug coverage options to help ensure that you have access to the medications you need. At Medicare Advantage Center, we are dedicated to putting the needs of our clients first. Let us help you find the Medicare coverage that best meets your healthcare needs and budget in Torrance, California. Contact us today to schedule a free consultation!

Understand Medicare Part C in

Torrance

Medicare Advantage Plans offer a few key differences that distinguish them from Parts A and B of the Original Medicare system managed by the federal government. While Part A pays for inpatient care at a hospital and Part B covers services and supplies used to treat or prevent medical conditions, Medicare Advantage Plans come with a few added benefits. 

Plans are required to offer the same level of care as Original Medicare and may include additional health care benefits, such as prescription drug coverage, routine hearing, vision, and dental exams, and fitness club memberships:


Designed to be an all-in-one solution, Medicare Advantage Plans are offered by Medicare-approved private insurance companies. There are several types of Medicare Advantage Plans available, depending on your insurance provider and location. Learn the differences between these plans and how they affect your coverage so that you can make the right choice for your medical situation.

 

Medicare Advantage Plans in

Torrance

Compare Between different plan structures

HMOs

HMO’s typically require that you receive all services from in network providers:

  • you must designate a primary care physician (PCP) and obtain referrals for specialist care and some prescriptions.
  • Drug coverage is usually included. You aren’t able to purchase standalone drug coverage.
  • Staying within the plan’s network results in lower out-of-pocket costs.
PPOs

PPO’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You don’t need to choose a primary care doctor or obtain referrals for specialists.
  • Drug coverage is typically included.
  • You aren’t able to purchase stand-alone drug coverage.
  • Higher out-of-network costs and premiums.
PFFS Plans

PFFS plans don’t require a primary care physician or referrals for specialists:

  • You can go to any Medicare-approved health care provider or facility that accepts the plan’s payment terms and agrees to treat you.
  • May include drug coverage, or you can purchase a standalone drug plan.
  • Higher cost if you choose a provider that doesn’t agree to the plan’s terms.
SNPs

SNP’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You need a primary care physician and referrals to specialists.
  • Drug coverage is always included.
  • If you’re eligible,  you can join an SNP at any time.

When to sign up for Medicare Advantage Plans in

Torrance

To qualify for enrollment in a Medicare Advantage Plan, you must first be enrolled in both Medicare Part A and Part B, and cannot have an existing Medigap plan. This option is available to individuals aged 65 and above as well as those with a qualifying disability.

There are three periods when you can enroll:

  • The first is the Initial Coverage Election Period when you first become eligible. This period includes the three months before your 65th birthday, the month of your birthday, and the three months following. If you have a disability, this period will occur three months before or after your 25th month of receiving benefits.
  • The Annual Election Period runs from October 15 to December 7. During this period, you can switch from Original Medicare to a Medicare Advantage Plan. If you’re already enrolled in Medicare Advantage, you can switch between plans during this period.
  • The Open Enrollment Period takes place between January 1 and March 31. You can switch between Medicare Advantage Plans or go back to Original Medicare during this period.
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Our Agents

Our team is made up of compassionate, friendly individuals who understand the unique needs of older adults. We take the time to listen to your concerns and provide personalized solutions that work for you. We provide additional and detailed information on Medicare Health Plans and a no-cost plan comparison to determine if you qualify for additional benefits. 

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(904) 906-4535