MEDICARE
ADVANTAGE CENTER

Medicare Advantage Plans in

Sacramento

Summary:

Medicare beneficiaries that are enrolled in Original Medicare, Part A and Part B, have the option of enrolling in a Medicare Advantage plan that offers the same coverage as Original Medicare with the potential for additional benefits. Additional benefits may include vision, dental, or prescription drug coverage. These plans are offered through private insurance companies, so costs and coverage may vary.

Why choose a Medicare Advantage plan?

Prescription drug coverage

Prescription drug coverage is included in most Florida Advantage plans, a benefit not offered by Original Medicare.

Affordable or $0 premiums

Many Florida Medicare Advantage plans offer affordable or even $0 monthly premiums and deductibles.

Dental, vision and hearing care

Most Florida MA plans include coverage for dental, vision and hearing care, benefits not offered by Original Medicare. (Benefits vary by state and/or region.)

View Top-rated Medicare policies in Sacramento, California.

Finding the right Medicare Advantage policy can be overwhelming, but with our help, the process will be seamless and simple. Our experts are here to assist you in navigating the complex world of Medicare policies and selecting the best policy to match your personal circumstance. With years of experience in the industry and partnerships with top-rated Medicare companies, you can trust us to handle your Medicare needs with care.

The cost of Medicare Advantage policies in Sacramento varies based on various factors related to your healthcare needs. These factors include your age, health status, and the level of coverage you require. We understand that every individual has unique healthcare needs, which is why we offer a variety of policy options to choose from.

When you opt for Medicare Advantage Center over other providers, you can expect an exceptional experience. Our user-friendly policy comparison tool allows you to easily view and compare policies in your city at budget-friendly prices, 24/7/365.

Medicare Advantage Center is the leading provider of Medicare policies in California for a reason. If you’re looking for a Medicare policy in Sacramento, you have multiple options to choose from. However, it’s important to select a seasoned Medicare team that prioritizes your health over financial gain.

seeking cost-effective Medicare services in California that prioritize your health and quality?

Regardless of your Medicare needs, Medicare Advantage Center strives to excel in delivering exceptional care, affordability, and customer support, setting us apart from others in the industry.

If you require dependable Medicare services whether it be in the near future or at a later date, visit our quote page to get a personalized quote matched to your Medicare and supplement needs.

Additional Medicare Info in California

Welcome to Medicare Advantage Center, your ultimate source for Medicare information and guidance in Sacramento, California. If you’re looking for comprehensive, reliable, and personalized Medicare coverage, then you’ve come to the right place. Medicare is a federal health insurance program for people who are 65 or older, disabled, or have End-Stage Renal Disease (ESRD). It consists of several parts that cover different healthcare services and costs. Let’s explore some of the most important aspects of Medicare coverage in Sacramento and California. Medicare Eligibility To be eligible for Medicare in Sacramento and California, you must meet one of the following criteria: – You’re 65 or older and you or your spouse have worked and paid Medicare taxes for at least 10 years. – You’re under 65 and have been receiving Social Security Disability Insurance (SSDI) for at least 24 months. – You have ESRD or Amyotrophic Lateral Sclerosis (ALS). If you’re approaching 65, you can enroll in Medicare during the Initial Enrollment Period (IEP), which starts three months before your 65th birthday and ends three months after it. If you miss this window, you may face penalties and delays in coverage. Medicare Part A Medicare Part A is hospital insurance that covers inpatient care in hospitals, skilled nursing facilities, hospices, and home health services. It’s free for most people who are eligible for Medicare and have paid Medicare taxes while working. However, it may have deductibles, copayments, and coinsurance. In Sacramento and California, you can choose from a wide range of hospitals, clinics, and healthcare providers that accept Medicare Part A. Some of the top hospitals in the area include UC Davis Medical Center, Sutter Medical Center, Mercy General Hospital, and Kaiser Permanente. Medicare Part B Medicare Part B is medical insurance that covers outpatient care, doctor visits, preventive services, and medical equipment. It’s optional, but most people choose to enroll in it, as it provides comprehensive coverage and peace of mind. However, it has monthly premiums, deductibles, and coinsurance. In Sacramento and California, you can find many qualified doctors, specialists, and healthcare providers who accept Medicare Part B. Some of the most common medical services covered by Part B include lab tests, X-rays, MRIs, surgeries, and vaccinations. Medicare Advantage Medicare Advantage, also known as Medicare Part C, is a type of health plan offered by private insurance companies that combines the benefits of Medicare Parts A and B, plus additional benefits such as prescription drug coverage, dental care, vision care, and fitness programs. It may also have lower out-of-pocket costs and more flexibility than Original Medicare. In Sacramento and California, you can choose from several Medicare Advantage plans that suit your healthcare needs and preferences. Some of the popular plans in the area include Anthem Medicare Preferred (PPO), Health Net Seniority Plus (HMO), Kaiser Permanente Senior Advantage (HMO), and UnitedHealthcare AARP MedicareComplete (HMO). Medigap Medigap, also known as Medicare Supplement Insurance, is a type of private insurance that helps pay for the out-of-pocket costs that Original Medicare doesn’t cover, such as deductibles, copayments, and coinsurance. It’s designed to fill the gaps in Medicare coverage and provide extra financial protection. In Sacramento and California, you can purchase Medigap policies from many insurance companies that are licensed by the state. However, you must have Original Medicare to enroll in Medigap, and you may face underwriting and pricing rules. Prescription Drugs Prescription drugs are an essential part of healthcare, especially for older adults who have chronic diseases and conditions. Medicare offers prescription drug coverage through Medicare Part D, which is also provided by private insurance companies. It helps pay for the cost of prescription drugs, including generic and brand-name drugs. In Sacramento and California, you can find many pharmacies and drugstores that accept Medicare Part D and offer affordable and convenient options for filling your prescriptions. Some of the popular Part D plans in the area include Aetna Medicare Rx, Blue Shield of California Medicare Rx, Humana Preferred Rx, and SilverScript Choice. In conclusion, Medicare is a vital source of healthcare coverage and protection for millions of Americans, including those who live in Sacramento and California. At Medicare Advantage Center, we’re committed to helping you navigate the complex and ever-changing world of Medicare, so you can make informed and confident decisions about your health and well-being. Contact us today to learn more about Medicare coverage, eligibility, and options in Sacramento and beyond.

Understand Medicare Part C in

Sacramento

Medicare Advantage Plans offer a few key differences that distinguish them from Parts A and B of the Original Medicare system managed by the federal government. While Part A pays for inpatient care at a hospital and Part B covers services and supplies used to treat or prevent medical conditions, Medicare Advantage Plans come with a few added benefits. 

Plans are required to offer the same level of care as Original Medicare and may include additional health care benefits, such as prescription drug coverage, routine hearing, vision, and dental exams, and fitness club memberships:


Designed to be an all-in-one solution, Medicare Advantage Plans are offered by Medicare-approved private insurance companies. There are several types of Medicare Advantage Plans available, depending on your insurance provider and location. Learn the differences between these plans and how they affect your coverage so that you can make the right choice for your medical situation.

 

Medicare Advantage Plans in

Sacramento

Compare Between different plan structures

HMOs

HMO’s typically require that you receive all services from in network providers:

  • you must designate a primary care physician (PCP) and obtain referrals for specialist care and some prescriptions.
  • Drug coverage is usually included. You aren’t able to purchase standalone drug coverage.
  • Staying within the plan’s network results in lower out-of-pocket costs.
PPOs

PPO’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You don’t need to choose a primary care doctor or obtain referrals for specialists.
  • Drug coverage is typically included.
  • You aren’t able to purchase stand-alone drug coverage.
  • Higher out-of-network costs and premiums.
PFFS Plans

PFFS plans don’t require a primary care physician or referrals for specialists:

  • You can go to any Medicare-approved health care provider or facility that accepts the plan’s payment terms and agrees to treat you.
  • May include drug coverage, or you can purchase a standalone drug plan.
  • Higher cost if you choose a provider that doesn’t agree to the plan’s terms.
SNPs

SNP’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You need a primary care physician and referrals to specialists.
  • Drug coverage is always included.
  • If you’re eligible,  you can join an SNP at any time.

When to sign up for Medicare Advantage Plans in

Sacramento

To qualify for enrollment in a Medicare Advantage Plan, you must first be enrolled in both Medicare Part A and Part B, and cannot have an existing Medigap plan. This option is available to individuals aged 65 and above as well as those with a qualifying disability.

There are three periods when you can enroll:

  • The first is the Initial Coverage Election Period when you first become eligible. This period includes the three months before your 65th birthday, the month of your birthday, and the three months following. If you have a disability, this period will occur three months before or after your 25th month of receiving benefits.
  • The Annual Election Period runs from October 15 to December 7. During this period, you can switch from Original Medicare to a Medicare Advantage Plan. If you’re already enrolled in Medicare Advantage, you can switch between plans during this period.
  • The Open Enrollment Period takes place between January 1 and March 31. You can switch between Medicare Advantage Plans or go back to Original Medicare during this period.
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Our Agents

Our team is made up of compassionate, friendly individuals who understand the unique needs of older adults. We take the time to listen to your concerns and provide personalized solutions that work for you. We provide additional and detailed information on Medicare Health Plans and a no-cost plan comparison to determine if you qualify for additional benefits. 

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