MEDICARE
ADVANTAGE CENTER

Medicare Advantage Plans in

Norfolk

Summary:

Medicare beneficiaries that are enrolled in Original Medicare, Part A and Part B, have the option of enrolling in a Medicare Advantage plan that offers the same coverage as Original Medicare with the potential for additional benefits. Additional benefits may include vision, dental, or prescription drug coverage. These plans are offered through private insurance companies, so costs and coverage may vary.

Why choose a Medicare Advantage plan?

Prescription drug coverage

Prescription drug coverage is included in most Florida Advantage plans, a benefit not offered by Original Medicare.

Affordable or $0 premiums

Many Florida Medicare Advantage plans offer affordable or even $0 monthly premiums and deductibles.

Dental, vision and hearing care

Most Florida MA plans include coverage for dental, vision and hearing care, benefits not offered by Original Medicare. (Benefits vary by state and/or region.)

View Top-rated Medicare policies in Norfolk, Virginia.

Finding the right Medicare Advantage policy can be overwhelming, but with our help, the process will be seamless and simple. Our experts are here to assist you in navigating the complex world of Medicare policies and selecting the best policy to match your personal circumstance. With years of experience in the industry and partnerships with top-rated Medicare companies, you can trust us to handle your Medicare needs with care.

The cost of Medicare Advantage policies in Norfolk varies based on various factors related to your healthcare needs. These factors include your age, health status, and the level of coverage you require. We understand that every individual has unique healthcare needs, which is why we offer a variety of policy options to choose from.

When you opt for Medicare Advantage Center over other providers, you can expect an exceptional experience. Our user-friendly policy comparison tool allows you to easily view and compare policies in your city at budget-friendly prices, 24/7/365.

Medicare Advantage Center is the leading provider of Medicare policies in Virginia for a reason. If you’re looking for a Medicare policy in Norfolk, you have multiple options to choose from. However, it’s important to select a seasoned Medicare team that prioritizes your health over financial gain.

seeking cost-effective Medicare services in Virginia that prioritize your health and quality?

Regardless of your Medicare needs, Medicare Advantage Center strives to excel in delivering exceptional care, affordability, and customer support, setting us apart from others in the industry.

If you require dependable Medicare services whether it be in the near future or at a later date, visit our quote page to get a personalized quote matched to your Medicare and supplement needs.

Additional Medicare Info in Virginia

As residents of Norfolk, Virginia approach the age of 65, they begin to consider their healthcare options, including Medicare. Medicare is a national health insurance program provided by the federal government that offers comprehensive coverage for senior citizens and individuals with disabilities. Medicare Advantage Center is a reputable provider of Medicare plans in Norfolk, offering a wide range of options that can meet the needs of everyone. Medicare Coverage Medicare provides coverage for a variety of healthcare services, including hospitalization, doctor visits, preventive care, and prescription drugs. The program consists of four parts: A, B, C, and D. Part A covers inpatient care, while Part B covers outpatient services. Part C, or Medicare Advantage, is an alternative to traditional Medicare that offers additional benefits such as dental, vision, and hearing coverage. Part D provides prescription drug coverage. Medicare Eligibility To qualify for Medicare, you must be a US citizen or permanent legal resident who is at least 65 years old or have a qualifying disability. In Norfolk, over 80,000 people are eligible for Medicare, and many are not aware of the different plans available to them. Medicare Advantage Center can help you navigate the enrollment process and choose the plan that best suits your healthcare needs and budget. Medicare Part A Medicare Part A covers hospital stays, skilled nursing facility care, and hospice care. You will not pay a monthly premium for Part A if you or your spouse paid taxes for Medicare while working. If you do not qualify for premium-free Part A, you can still enroll for a monthly cost. Medicare Part B Medicare Part B covers outpatient services, such as doctor visits, lab tests, and medical equipment. You have to pay a monthly premium for Part B, and the amount varies based on your income and whether you are a new enrollee or not. Medicare Advantage If traditional Medicare does not provide enough coverage, you may want to consider Medicare Advantage, which is a comprehensive alternative to Parts A and B offered by private insurance companies. Medicare Advantage plans typically include prescription drug coverage, and may offer additional benefits such as dental and vision coverage. Medigap Medigap, also known as Medicare supplement, is a supplemental insurance policy that covers some of the out-of-pocket costs not covered by traditional Medicare. Medigap policies are offered by private insurance companies and can work with traditional Medicare, but cannot be used with Medicare Advantage. Prescription Drugs Prescription drug coverage is an important part of any healthcare plan. Medicare Part D offers affordable coverage for prescription drugs, and many Medicare Advantage plans also include prescription drug coverage. Medicare Advantage Center can help you choose a plan that covers your specific medications. In conclusion, Medicare Advantage Center is a great option for residents of Norfolk, Virginia who are seeking comprehensive Medicare coverage. They can help you assess your needs and select a plan that suits you. Contact Medicare Advantage Center today to learn more about your options and make the best choice for your healthcare needs.

Understand Medicare Part C in

Norfolk

Medicare Advantage Plans offer a few key differences that distinguish them from Parts A and B of the Original Medicare system managed by the federal government. While Part A pays for inpatient care at a hospital and Part B covers services and supplies used to treat or prevent medical conditions, Medicare Advantage Plans come with a few added benefits. 

Plans are required to offer the same level of care as Original Medicare and may include additional health care benefits, such as prescription drug coverage, routine hearing, vision, and dental exams, and fitness club memberships:


Designed to be an all-in-one solution, Medicare Advantage Plans are offered by Medicare-approved private insurance companies. There are several types of Medicare Advantage Plans available, depending on your insurance provider and location. Learn the differences between these plans and how they affect your coverage so that you can make the right choice for your medical situation.

 

Medicare Advantage Plans in

Norfolk

Compare Between different plan structures

HMOs

HMO’s typically require that you receive all services from in network providers:

  • you must designate a primary care physician (PCP) and obtain referrals for specialist care and some prescriptions.
  • Drug coverage is usually included. You aren’t able to purchase standalone drug coverage.
  • Staying within the plan’s network results in lower out-of-pocket costs.
PPOs

PPO’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You don’t need to choose a primary care doctor or obtain referrals for specialists.
  • Drug coverage is typically included.
  • You aren’t able to purchase stand-alone drug coverage.
  • Higher out-of-network costs and premiums.
PFFS Plans

PFFS plans don’t require a primary care physician or referrals for specialists:

  • You can go to any Medicare-approved health care provider or facility that accepts the plan’s payment terms and agrees to treat you.
  • May include drug coverage, or you can purchase a standalone drug plan.
  • Higher cost if you choose a provider that doesn’t agree to the plan’s terms.
SNPs

SNP’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You need a primary care physician and referrals to specialists.
  • Drug coverage is always included.
  • If you’re eligible,  you can join an SNP at any time.

When to sign up for Medicare Advantage Plans in

Norfolk

To qualify for enrollment in a Medicare Advantage Plan, you must first be enrolled in both Medicare Part A and Part B, and cannot have an existing Medigap plan. This option is available to individuals aged 65 and above as well as those with a qualifying disability.

There are three periods when you can enroll:

  • The first is the Initial Coverage Election Period when you first become eligible. This period includes the three months before your 65th birthday, the month of your birthday, and the three months following. If you have a disability, this period will occur three months before or after your 25th month of receiving benefits.
  • The Annual Election Period runs from October 15 to December 7. During this period, you can switch from Original Medicare to a Medicare Advantage Plan. If you’re already enrolled in Medicare Advantage, you can switch between plans during this period.
  • The Open Enrollment Period takes place between January 1 and March 31. You can switch between Medicare Advantage Plans or go back to Original Medicare during this period.
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Our Agents

Our team is made up of compassionate, friendly individuals who understand the unique needs of older adults. We take the time to listen to your concerns and provide personalized solutions that work for you. We provide additional and detailed information on Medicare Health Plans and a no-cost plan comparison to determine if you qualify for additional benefits. 

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