MEDICARE
ADVANTAGE CENTER

Medicare Advantage Plans in

Las Cruces

Summary:

Medicare beneficiaries that are enrolled in Original Medicare, Part A and Part B, have the option of enrolling in a Medicare Advantage plan that offers the same coverage as Original Medicare with the potential for additional benefits. Additional benefits may include vision, dental, or prescription drug coverage. These plans are offered through private insurance companies, so costs and coverage may vary.

Why choose a Medicare Advantage plan?

Prescription drug coverage

Prescription drug coverage is included in most Florida Advantage plans, a benefit not offered by Original Medicare.

Affordable or $0 premiums

Many Florida Medicare Advantage plans offer affordable or even $0 monthly premiums and deductibles.

Dental, vision and hearing care

Most Florida MA plans include coverage for dental, vision and hearing care, benefits not offered by Original Medicare. (Benefits vary by state and/or region.)

View Top-rated Medicare policies in Las Cruces, New Mexico.

Finding the right Medicare Advantage policy can be overwhelming, but with our help, the process will be seamless and simple. Our experts are here to assist you in navigating the complex world of Medicare policies and selecting the best policy to match your personal circumstance. With years of experience in the industry and partnerships with top-rated Medicare companies, you can trust us to handle your Medicare needs with care.

The cost of Medicare Advantage policies in Las Cruces varies based on various factors related to your healthcare needs. These factors include your age, health status, and the level of coverage you require. We understand that every individual has unique healthcare needs, which is why we offer a variety of policy options to choose from.

When you opt for Medicare Advantage Center over other providers, you can expect an exceptional experience. Our user-friendly policy comparison tool allows you to easily view and compare policies in your city at budget-friendly prices, 24/7/365.

Medicare Advantage Center is the leading provider of Medicare policies in New Mexico for a reason. If you’re looking for a Medicare policy in Las Cruces, you have multiple options to choose from. However, it’s important to select a seasoned Medicare team that prioritizes your health over financial gain.

seeking cost-effective Medicare services in New Mexico that prioritize your health and quality?

Regardless of your Medicare needs, Medicare Advantage Center strives to excel in delivering exceptional care, affordability, and customer support, setting us apart from others in the industry.

If you require dependable Medicare services whether it be in the near future or at a later date, visit our quote page to get a personalized quote matched to your Medicare and supplement needs.

Additional Medicare Info in New Mexico

Welcome to the Medicare Advantage Center, your ultimate destination for all things Medicare in Las Cruces, New Mexico. As a senior citizen residing in Las Cruces, we understand that you may have a lot of questions when it comes to Medicare coverage, eligibility, and more. Our team of experts is here to help you navigate the complex world of Medicare and ensure that you get the right coverage that suits your needs. Medicare Coverage in Las Cruces, New Mexico Las Cruces is the second-largest city in New Mexico and is home to a large population of seniors who rely on Medicare to cover their medical expenses. Medicare coverage in Las Cruces is the same as in any other part of the country, and the different parts of Medicare are essential to understand when evaluating your coverage options. Medicare Part A in Las Cruces, New Mexico Medicare Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. In Las Cruces, Medicare Part A coverage is essential for seniors who have chronic conditions or require hospitalization due to an illness or injury. It is important to understand that Medicare Part A only covers a set amount of days for hospital stays and skilled nursing facility care, so it’s essential to evaluate coverage options to ensure you don’t incur any out-of-pocket expenses. Medicare Part B in Las Cruces, New Mexico Medicare Part B covers outpatient care, including doctor visits, preventive care, and some diagnostic tests. In Las Cruces, Medicare Part B coverage is equally essential as Part A since it can help you avoid costly out-of-pocket expenses. Additionally, preventive care services covered under Part B can help you stay healthy and avoid costly medical treatment in the long run. Medicare Advantage in Las Cruces, New Mexico Medicare Advantage (MA) plans are private insurance plans that provide additional coverage beyond traditional Medicare coverage. These plans offer additional benefits like dental, vision, and hearing coverage and may also include prescription drug coverage. In Las Cruces, Medicare Advantage plans are a popular option since they can provide more comprehensive coverage than traditional Medicare. Medigap in Las Cruces, New Mexico Medigap (also known as Medicare Supplement Insurance) is a private insurance plan that helps cover gaps in traditional Medicare coverage. These plans are designed to cover out-of-pocket expenses like deductibles, coinsurances, and copayments. In Las Cruces, Medigap plans can be an excellent choice for seniors who need more comprehensive coverage than traditional Medicare. Prescription Drugs in Las Cruces, New Mexico Prescription drugs can be incredibly costly, and the cost can add up quickly, especially if you have chronic conditions that require medication. In Las Cruces, prescription drug coverage is an essential part of any Medicare plan, as it can help you avoid high out-of-pocket expenses. Many Medicare Advantage plans and some Medigap policies offer prescription drug coverage as an added benefit. Conclusion At the Medicare Advantage Center in Las Cruces, New Mexico, we’re committed to ensuring that our clients get the right Medicare coverage that meets their unique healthcare needs. Whether you’re looking for traditional Medicare coverage, Medicare Advantage, Medigap, or prescription drug coverage, we’ve got you covered. Contact us today to learn more about the different Medicare coverage options available in Las Cruces.

Understand Medicare Part C in

Las Cruces

Medicare Advantage Plans offer a few key differences that distinguish them from Parts A and B of the Original Medicare system managed by the federal government. While Part A pays for inpatient care at a hospital and Part B covers services and supplies used to treat or prevent medical conditions, Medicare Advantage Plans come with a few added benefits. 

Plans are required to offer the same level of care as Original Medicare and may include additional health care benefits, such as prescription drug coverage, routine hearing, vision, and dental exams, and fitness club memberships:


Designed to be an all-in-one solution, Medicare Advantage Plans are offered by Medicare-approved private insurance companies. There are several types of Medicare Advantage Plans available, depending on your insurance provider and location. Learn the differences between these plans and how they affect your coverage so that you can make the right choice for your medical situation.

 

Medicare Advantage Plans in

Las Cruces

Compare Between different plan structures

HMOs

HMO’s typically require that you receive all services from in network providers:

  • you must designate a primary care physician (PCP) and obtain referrals for specialist care and some prescriptions.
  • Drug coverage is usually included. You aren’t able to purchase standalone drug coverage.
  • Staying within the plan’s network results in lower out-of-pocket costs.
PPOs

PPO’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You don’t need to choose a primary care doctor or obtain referrals for specialists.
  • Drug coverage is typically included.
  • You aren’t able to purchase stand-alone drug coverage.
  • Higher out-of-network costs and premiums.
PFFS Plans

PFFS plans don’t require a primary care physician or referrals for specialists:

  • You can go to any Medicare-approved health care provider or facility that accepts the plan’s payment terms and agrees to treat you.
  • May include drug coverage, or you can purchase a standalone drug plan.
  • Higher cost if you choose a provider that doesn’t agree to the plan’s terms.
SNPs

SNP’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You need a primary care physician and referrals to specialists.
  • Drug coverage is always included.
  • If you’re eligible,  you can join an SNP at any time.

When to sign up for Medicare Advantage Plans in

Las Cruces

To qualify for enrollment in a Medicare Advantage Plan, you must first be enrolled in both Medicare Part A and Part B, and cannot have an existing Medigap plan. This option is available to individuals aged 65 and above as well as those with a qualifying disability.

There are three periods when you can enroll:

  • The first is the Initial Coverage Election Period when you first become eligible. This period includes the three months before your 65th birthday, the month of your birthday, and the three months following. If you have a disability, this period will occur three months before or after your 25th month of receiving benefits.
  • The Annual Election Period runs from October 15 to December 7. During this period, you can switch from Original Medicare to a Medicare Advantage Plan. If you’re already enrolled in Medicare Advantage, you can switch between plans during this period.
  • The Open Enrollment Period takes place between January 1 and March 31. You can switch between Medicare Advantage Plans or go back to Original Medicare during this period.
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Our Agents

Our team is made up of compassionate, friendly individuals who understand the unique needs of older adults. We take the time to listen to your concerns and provide personalized solutions that work for you. We provide additional and detailed information on Medicare Health Plans and a no-cost plan comparison to determine if you qualify for additional benefits. 

Call for a Quote Today

(904) 906-4535