MEDICARE
ADVANTAGE CENTER

Medicare Advantage Plans in

Lafayette

Summary:

Medicare beneficiaries that are enrolled in Original Medicare, Part A and Part B, have the option of enrolling in a Medicare Advantage plan that offers the same coverage as Original Medicare with the potential for additional benefits. Additional benefits may include vision, dental, or prescription drug coverage. These plans are offered through private insurance companies, so costs and coverage may vary.

Why choose a Medicare Advantage plan?

Prescription drug coverage

Prescription drug coverage is included in most Florida Advantage plans, a benefit not offered by Original Medicare.

Affordable or $0 premiums

Many Florida Medicare Advantage plans offer affordable or even $0 monthly premiums and deductibles.

Dental, vision and hearing care

Most Florida MA plans include coverage for dental, vision and hearing care, benefits not offered by Original Medicare. (Benefits vary by state and/or region.)

View Top-rated Medicare policies in Lafayette, Indiana.

Finding the right Medicare Advantage policy can be overwhelming, but with our help, the process will be seamless and simple. Our experts are here to assist you in navigating the complex world of Medicare policies and selecting the best policy to match your personal circumstance. With years of experience in the industry and partnerships with top-rated Medicare companies, you can trust us to handle your Medicare needs with care.

The cost of Medicare Advantage policies in Lafayette varies based on various factors related to your healthcare needs. These factors include your age, health status, and the level of coverage you require. We understand that every individual has unique healthcare needs, which is why we offer a variety of policy options to choose from.

When you opt for Medicare Advantage Center over other providers, you can expect an exceptional experience. Our user-friendly policy comparison tool allows you to easily view and compare policies in your city at budget-friendly prices, 24/7/365.

Medicare Advantage Center is the leading provider of Medicare policies in Indiana for a reason. If you’re looking for a Medicare policy in Lafayette, you have multiple options to choose from. However, it’s important to select a seasoned Medicare team that prioritizes your health over financial gain.

seeking cost-effective Medicare services in Indiana that prioritize your health and quality?

Regardless of your Medicare needs, Medicare Advantage Center strives to excel in delivering exceptional care, affordability, and customer support, setting us apart from others in the industry.

If you require dependable Medicare services whether it be in the near future or at a later date, visit our quote page to get a personalized quote matched to your Medicare and supplement needs.

Additional Medicare Info in Indiana

Welcome to Medicare Advantage Center, your trusted source for expert Medicare guidance in Lafayette, Indiana. Our team of experienced agents is here to help you navigate the complex world of Medicare coverage and make the most informed choices for your healthcare needs. Medicare Coverage for Lafayette, Indiana Residents As a Medicare beneficiary living in Lafayette, you have several options for healthcare coverage. Original Medicare, which includes Medicare Part A and Part B, provides hospital and medical insurance coverage, respectively. You may also enroll in a Medicare Advantage plan, which combines hospital, medical, and prescription drug coverage in one plan. Another option is to supplement your Original Medicare coverage with a Medigap policy. Medicare Eligibility in Lafayette, Indiana To be eligible for Medicare in Lafayette, you must be at least 65 years old or have a qualifying disability. You may also be eligible if you have end-stage renal disease or Lou Gehrig’s disease. If you’re nearing age 65, it’s important to enroll in Medicare during your Initial Enrollment Period (IEP), which starts three months before your 65th birthday and ends three months after. If you miss your IEP, you may have to pay a late enrollment penalty. Medicare Part A and Part B Medicare Part A provides coverage for inpatient hospital stays, skilled nursing facility care, hospice care, and home health services. Medicare Part B covers medically necessary services and preventive care, such as doctor visits, lab tests, and outpatient procedures. If you choose Original Medicare, you may need to pay deductibles, coinsurance, and co-payments for the services you receive. You may also need to pay for prescription drugs out of pocket. Medicare Advantage Plans in Lafayette, Indiana A Medicare Advantage plan is an alternative to Original Medicare offered by private insurance companies. These plans must provide at least the same level of coverage as Original Medicare, but often include additional benefits such as vision, dental, and hearing coverage. Many Advantage plans also include prescription drug coverage. When you enroll in a Medicare Advantage plan, you’ll still pay your Medicare Part B premium, and may also need to pay a plan premium. You’ll also need to use network providers, although some plans offer out-of-network options. Medigap Policies in Lafayette, Indiana If you choose Original Medicare, you may also want to consider a Medigap policy to help cover out-of-pocket costs. Medigap policies are offered by private insurance companies and cover deductibles, coinsurance, and co-payments for services covered by Original Medicare. There are 10 standardized Medigap plans available, each identified by a letter (A-N). Each plan provides a different level of coverage, so it’s important to compare your options and choose the one that best fits your needs and budget. Prescription Drug Coverage in Lafayette, Indiana Original Medicare does not include coverage for prescription drugs, but you can enroll in a Medicare Part D plan to add this coverage. Part D plans are also offered by private insurance companies and provide coverage for many prescription drugs. If you enroll in a Medicare Advantage plan that includes prescription drug coverage, you do not need to enroll in a separate Part D plan. Get Expert Medicare Advice in Lafayette, Indiana At Medicare Advantage Center, our experienced agents can help you navigate the many options available for Medicare coverage and select the plan that best fits your needs and budget. Contact us today to schedule a free consultation and learn more about your Medicare options in Lafayette, Indiana.

Understand Medicare Part C in

Lafayette

Medicare Advantage Plans offer a few key differences that distinguish them from Parts A and B of the Original Medicare system managed by the federal government. While Part A pays for inpatient care at a hospital and Part B covers services and supplies used to treat or prevent medical conditions, Medicare Advantage Plans come with a few added benefits. 

Plans are required to offer the same level of care as Original Medicare and may include additional health care benefits, such as prescription drug coverage, routine hearing, vision, and dental exams, and fitness club memberships:


Designed to be an all-in-one solution, Medicare Advantage Plans are offered by Medicare-approved private insurance companies. There are several types of Medicare Advantage Plans available, depending on your insurance provider and location. Learn the differences between these plans and how they affect your coverage so that you can make the right choice for your medical situation.

 

Medicare Advantage Plans in

Lafayette

Compare Between different plan structures

HMOs

HMO’s typically require that you receive all services from in network providers:

  • you must designate a primary care physician (PCP) and obtain referrals for specialist care and some prescriptions.
  • Drug coverage is usually included. You aren’t able to purchase standalone drug coverage.
  • Staying within the plan’s network results in lower out-of-pocket costs.
PPOs

PPO’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You don’t need to choose a primary care doctor or obtain referrals for specialists.
  • Drug coverage is typically included.
  • You aren’t able to purchase stand-alone drug coverage.
  • Higher out-of-network costs and premiums.
PFFS Plans

PFFS plans don’t require a primary care physician or referrals for specialists:

  • You can go to any Medicare-approved health care provider or facility that accepts the plan’s payment terms and agrees to treat you.
  • May include drug coverage, or you can purchase a standalone drug plan.
  • Higher cost if you choose a provider that doesn’t agree to the plan’s terms.
SNPs

SNP’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You need a primary care physician and referrals to specialists.
  • Drug coverage is always included.
  • If you’re eligible,  you can join an SNP at any time.

When to sign up for Medicare Advantage Plans in

Lafayette

To qualify for enrollment in a Medicare Advantage Plan, you must first be enrolled in both Medicare Part A and Part B, and cannot have an existing Medigap plan. This option is available to individuals aged 65 and above as well as those with a qualifying disability.

There are three periods when you can enroll:

  • The first is the Initial Coverage Election Period when you first become eligible. This period includes the three months before your 65th birthday, the month of your birthday, and the three months following. If you have a disability, this period will occur three months before or after your 25th month of receiving benefits.
  • The Annual Election Period runs from October 15 to December 7. During this period, you can switch from Original Medicare to a Medicare Advantage Plan. If you’re already enrolled in Medicare Advantage, you can switch between plans during this period.
  • The Open Enrollment Period takes place between January 1 and March 31. You can switch between Medicare Advantage Plans or go back to Original Medicare during this period.
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Our Agents

Our team is made up of compassionate, friendly individuals who understand the unique needs of older adults. We take the time to listen to your concerns and provide personalized solutions that work for you. We provide additional and detailed information on Medicare Health Plans and a no-cost plan comparison to determine if you qualify for additional benefits. 

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