MEDICARE
ADVANTAGE CENTER

Medicare Advantage Plans in

Durham

Summary:

Medicare beneficiaries that are enrolled in Original Medicare, Part A and Part B, have the option of enrolling in a Medicare Advantage plan that offers the same coverage as Original Medicare with the potential for additional benefits. Additional benefits may include vision, dental, or prescription drug coverage. These plans are offered through private insurance companies, so costs and coverage may vary.

Why choose a Medicare Advantage plan?

Prescription drug coverage

Prescription drug coverage is included in most Florida Advantage plans, a benefit not offered by Original Medicare.

Affordable or $0 premiums

Many Florida Medicare Advantage plans offer affordable or even $0 monthly premiums and deductibles.

Dental, vision and hearing care

Most Florida MA plans include coverage for dental, vision and hearing care, benefits not offered by Original Medicare. (Benefits vary by state and/or region.)

View Top-rated Medicare policies in Durham, North Carolina.

Finding the right Medicare Advantage policy can be overwhelming, but with our help, the process will be seamless and simple. Our experts are here to assist you in navigating the complex world of Medicare policies and selecting the best policy to match your personal circumstance. With years of experience in the industry and partnerships with top-rated Medicare companies, you can trust us to handle your Medicare needs with care.

The cost of Medicare Advantage policies in Durham varies based on various factors related to your healthcare needs. These factors include your age, health status, and the level of coverage you require. We understand that every individual has unique healthcare needs, which is why we offer a variety of policy options to choose from.

When you opt for Medicare Advantage Center over other providers, you can expect an exceptional experience. Our user-friendly policy comparison tool allows you to easily view and compare policies in your city at budget-friendly prices, 24/7/365.

Medicare Advantage Center is the leading provider of Medicare policies in North Carolina for a reason. If you’re looking for a Medicare policy in Durham, you have multiple options to choose from. However, it’s important to select a seasoned Medicare team that prioritizes your health over financial gain.

seeking cost-effective Medicare services in North Carolina that prioritize your health and quality?

Regardless of your Medicare needs, Medicare Advantage Center strives to excel in delivering exceptional care, affordability, and customer support, setting us apart from others in the industry.

If you require dependable Medicare services whether it be in the near future or at a later date, visit our quote page to get a personalized quote matched to your Medicare and supplement needs.

Additional Medicare Info in North Carolina

Welcome to Medicare Advantage Center, your trusted source for Medicare information and coverage in the beautiful city of Durham, North Carolina. Our team of experts is dedicated to providing you with personalized assistance to help you understand your Medicare options, eligibility, and benefits. Let us guide you through the complex world of Medicare, so you can enjoy peace of mind in your healthcare coverage. Medicare Coverage in Durham, NC Did you know that Medicare provides coverage for hospitalization (Part A) and medical services (Part B)? These two parts work together to give you comprehensive health insurance coverage. With Medicare, you have access to doctors, hospitals, and other healthcare providers in Durham and throughout the country. Medicare Eligibility in Durham, NC To be eligible for Medicare, you must be 65 years or older, and you must have worked and paid Medicare taxes for at least 10 years. If you have certain disabilities or medical conditions, you may also be eligible for Medicare benefits. Our team at Medicare Advantage Center can help you determine your eligibility and guide you through the enrollment process. Medicare Part A in Durham, NC Medicare Part A covers hospitalization, skilled nursing care, hospice care, and certain home health services. If you have worked and paid Medicare taxes for at least 10 years, you will usually not have to pay a monthly premium for Part A in Durham, NC. Medicare Part B in Durham, NC Medicare Part B covers medical services, such as doctor visits, outpatient services, and preventive care. You will need to pay a monthly premium for Part B in Durham, NC, and you may have to pay a deductible and coinsurance for some services. Medicare Advantage in Durham, NC Medicare Advantage is a type of Medicare plan offered by private insurance companies in Durham, NC, that provides additional benefits beyond what is covered by Original Medicare. These plans may include prescription drug coverage, vision and dental benefits, and wellness programs. Our team at Medicare Advantage Center can help you compare and choose the right Medicare Advantage plan for your needs and budget. Medigap in Durham, NC Medigap is a supplemental insurance plan that helps cover the costs not covered by Original Medicare. These plans may include copayments, deductibles, and coinsurance. Our team at Medicare Advantage Center can help you choose the right Medigap plan to complement your Medicare coverage. Prescription Drugs in Durham, NC Medicare Part D is a prescription drug coverage plan that is offered by private insurance companies in Durham, NC. This plan helps you pay for your prescription medications and may include copayments, deductibles, and a coverage gap. Our team at Medicare Advantage Center can help you choose the right Medicare plan that includes prescription drug coverage. In conclusion, Medicare Advantage Center is here to help you navigate the world of Medicare in Durham, NC. Our team of experts is dedicated to helping you understand your options, eligibility, and benefits. Contact us today to learn more about how we can assist you with your healthcare coverage needs.

Understand Medicare Part C in

Durham

Medicare Advantage Plans offer a few key differences that distinguish them from Parts A and B of the Original Medicare system managed by the federal government. While Part A pays for inpatient care at a hospital and Part B covers services and supplies used to treat or prevent medical conditions, Medicare Advantage Plans come with a few added benefits. 

Plans are required to offer the same level of care as Original Medicare and may include additional health care benefits, such as prescription drug coverage, routine hearing, vision, and dental exams, and fitness club memberships:


Designed to be an all-in-one solution, Medicare Advantage Plans are offered by Medicare-approved private insurance companies. There are several types of Medicare Advantage Plans available, depending on your insurance provider and location. Learn the differences between these plans and how they affect your coverage so that you can make the right choice for your medical situation.

 

Medicare Advantage Plans in

Durham

Compare Between different plan structures

HMOs

HMO’s typically require that you receive all services from in network providers:

  • you must designate a primary care physician (PCP) and obtain referrals for specialist care and some prescriptions.
  • Drug coverage is usually included. You aren’t able to purchase standalone drug coverage.
  • Staying within the plan’s network results in lower out-of-pocket costs.
PPOs

PPO’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You don’t need to choose a primary care doctor or obtain referrals for specialists.
  • Drug coverage is typically included.
  • You aren’t able to purchase stand-alone drug coverage.
  • Higher out-of-network costs and premiums.
PFFS Plans

PFFS plans don’t require a primary care physician or referrals for specialists:

  • You can go to any Medicare-approved health care provider or facility that accepts the plan’s payment terms and agrees to treat you.
  • May include drug coverage, or you can purchase a standalone drug plan.
  • Higher cost if you choose a provider that doesn’t agree to the plan’s terms.
SNPs

SNP’s are only for people with specific conditions and characteristics, and include care coordination and targeted benefits tailored to meet your specific needs:

  • You need a primary care physician and referrals to specialists.
  • Drug coverage is always included.
  • If you’re eligible,  you can join an SNP at any time.

When to sign up for Medicare Advantage Plans in

Durham

To qualify for enrollment in a Medicare Advantage Plan, you must first be enrolled in both Medicare Part A and Part B, and cannot have an existing Medigap plan. This option is available to individuals aged 65 and above as well as those with a qualifying disability.

There are three periods when you can enroll:

  • The first is the Initial Coverage Election Period when you first become eligible. This period includes the three months before your 65th birthday, the month of your birthday, and the three months following. If you have a disability, this period will occur three months before or after your 25th month of receiving benefits.
  • The Annual Election Period runs from October 15 to December 7. During this period, you can switch from Original Medicare to a Medicare Advantage Plan. If you’re already enrolled in Medicare Advantage, you can switch between plans during this period.
  • The Open Enrollment Period takes place between January 1 and March 31. You can switch between Medicare Advantage Plans or go back to Original Medicare during this period.
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Our Agents

Our team is made up of compassionate, friendly individuals who understand the unique needs of older adults. We take the time to listen to your concerns and provide personalized solutions that work for you. We provide additional and detailed information on Medicare Health Plans and a no-cost plan comparison to determine if you qualify for additional benefits. 

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(904) 906-4535